HEALTH CARE IN PANAMA
Panama offers great health care with First World Hospitals and Doctors.
Health care providers you know and trust have branches in Panama, such as Blue Cross Blue Shield, IHI BUPA, and World Wide Medical.
Health Insurance premiums can be significantly lower since Panama is not a litigious country.
It is extremely important to get health insurance in Panama since hospitals will require by law proof of insurance (your card) or a credit card before allowing you to be admitted into the hospital, even for persons in critical conditions.
Your health insurance policy can cover you for hospitalization and/or medical expenses. You can also obtain Local or International Coverage.

HOSPITALIZATION
компютри втора употребаMaternity
Room and food
Intensive care
Special hospital services
Emergencies
MEDICAL EXPENSES
Doctor’s fees
Ambulatory consultation
Medicine
Lab exams and X-rays
LOCAL COVERAGE
Includes Hospitalization and Medical Expenses.
With Co-Payment: the insured person pays a fixed amount for each consultation and the rest the insurance company pays directly to the doctor.
Medical Network: list of doctors in most hospitals in the country.
Doctors/Hospitals outside the network are covered up to a percentage negotiated with the network.
Coverage without maximum age.
Premium depends on age range.
INTERNATIONAL COVERAGE
You can choose between Hospitalization and/or Medical Expenses.
Coverage in Panama and in every country in the World.
Coverage without maximum age.
Premium depends on age range.
Higher insured sum (1- 2 million lifetime benefit)
Deductibles are done by policy or calendar year, they are not by event.
MEDICAL AND/OR LAB REQUIREMENTS
Depends on the company - some have no requirements, but the standard is:
For Panamanians ~ over 40 years of age
For foreigners ~ of all ages
For children ~ pediatric report required
To get more information on a Health Insurance Policy that suits your needs or to get a quote, contact our customer service department at forlacol@gmail.com or by phone (507) 6676-5151.













